Member-owned. Future focused.

Your Financial Growth Partner Since 2019

Experience competitive loan rates, flexible savings plans, and personalized financial solutions designed for your success.

Become a Member Explore Services
Fully Insured
Member-owned
Regulated
High Returns
VOFMFK+
540+ members served
Growing together across Kenya
Your opportunity Open
You may qualify for up to

Ksh 1,250,000

Fast reviewSecure
Secure processes
Transparent terms
Member owned
Human support
Motto: Save regularly, borrow wisely, repay promptly
Mission: Enhancing lives through convenient financial solutions
Vision: Leading Self Help Group in financial products
Values: Transparency · Integrity · Innovation · Teamwork
Motto: Save regularly, borrow wisely, repay promptly
Mission: Enhancing lives through convenient financial solutions
Vision: Leading Self Help Group in financial products
Values: Transparency · Integrity · Innovation · Teamwork
0+

Active Members

Ksh 0M+

Loans Disbursed

0%

Member Satisfaction

0+

Years of Service

Simple by design

Start growing in three steps

A clear, guided path from registration to your first financial goal.

01

Create your profile

Share your basic details through our secure member registration process.

02

Choose your goal

Select a savings plan or loan product that matches what you want to achieve.

03

Grow with support

Track your progress and get practical assistance whenever you need it.

What We Offer

Comprehensive financial solutions tailored for your success












Savings Plans

Flexible & secure savings accounts with competitive returns and easy access anytime.

Learn More →







Quick Loans

Fast approvals, competitive rates, and flexible repayment options that work for you.

Apply Now →











Investment Solutions

Simple, transparent investment vehicles to grow your wealth safely and steadily.

Explore →

Our Loan Products

Flexible loan options tailored to your needs






Business Loan

From 12% p.a

Up to Ksh 5,000,000 · 24 months

Apply Now





Education Loan

From 9% p.a

Up to Ksh 2,000,000 · 36 months

Apply Now





Mortgage Loan

From 11% p.a

Up to Ksh 10,000,000 · 120 months

Apply Now

Calculate Your Loan

Use our loan calculator to estimate your monthly payments and total interest.

Ksh 10,000 Ksh 500,000 Ksh 5,000,000
5% 12% 25%
3 months 24 months 120 months
Monthly Payment

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Total Interest

Ksh 0

Financial planning

Why Choose Decagon?

We combine competitive rates, community-driven services, and expert financial advice to help you succeed.

Competitive Rates
Best rates in market
Quick Processing
Fast loan approvals
24/7 Support
Always here for you
Secure Banking
Your money is safe
Join Our Community
Happy members

What Members Say

Real stories from real members who transformed their finances

"Decagon Finance has transformed my saving habits. The loan process is quick, transparent, and the staff are incredibly helpful."

Frank Morara
Business Owner

"The best Sacco I've ever joined. Their mobile app makes banking so easy and convenient. Highly recommended!"

Fred Mbotela
Teacher

"Excellent customer service and competitive interest rates. Their advisors helped me plan for retirement effectively."

Victor Ondati
Lecturer and online Tutor
Questions, answered

Frequently asked questions

Helpful answers before you join or apply.

Eligible individuals and groups can apply by completing the registration form. Our team will review the details and guide you through the next step.

Review time depends on the product and whether all supporting information is available. We keep you informed throughout the process.

No. It gives an estimate for planning. Final terms are confirmed after assessment and may include applicable fees or product conditions.

Call, email, or use the WhatsApp shortcut on this page during business hours and the support team will assist you.

Ready to Transform Your Financial Future?

Join thousands of satisfied members who trust us with their financial journey.

Join Decagon Today Apply for Loan
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